Updated: February 11, 2025
These Terms of Use (“Terms”) are the terms and conditions of a legal agreement between you and H&I National Limited Partnership and their affiliates, affiliated companies and/or licensees (collectively "H&I") that govern your access to and use of our website (the “Website”), application, and other services that include an authorized link to these Terms (collectively, the “Services”). BY ACCESSING, BROWSING AND/OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS OF USE AND TO COMPLY WITH ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT USE THE SERVICES.
The material provided on the Services is protected by law, including but not limited to the United States Copyright Law and international treaties. The Services are controlled and operated by H&I from its offices within the State of Illinois, United States of America. H&I makes no representation that materials in the Services are appropriate or available for use outside of the United States of America, and access to them from territories where their contents are illegal or otherwise regulated is prohibited. Those who choose to access the Services from other locations do so on their own initiative and are responsible for compliance with applicable local laws.
The Services are offered and available only to users who are at least eighteen (18) years of age and by accepting these Terms, you represent and warrant that you meet the foregoing eligibility requirement. If you do not meet this requirement, you must not access or use the Services.
1. Incorporation of the Privacy Policy. Certain features available at or through the Services may invite you to  provide certain information to H&I. For example, you may elect to provide  us with certain identifying information about you, including but not limited to  your name, street address, telephone number, e-mail address, fax number,  company name, title, and other personally identifiable information. In  addition, H&I may collect certain non-personally identifiable information  about you and about the equipment and communications method that you use to  access the Internet and the Services. The personally identifiable information  that H&I collects from you is subject to H&I's  Privacy Policy. The Privacy Policy  is hereby  incorporated into these Terms of Use as if fully set forth herein.   
2. Restrictions on Use of the Services. The copyright in all material provided on the Services is held by H&I  or by the original creator of such material. Except as otherwise expressly  stated herein, none of the material provided on the Services may be copied,  reproduced, distributed, republished, downloaded, displayed, posted or  transmitted in any form or by any means, including without limitation  electronic, mechanical, photocopying, recording or otherwise, without the prior  written permission of H&I or the copyright owner. Permission is hereby  granted to you to visit, view and retain a single copy of the pages of the  Website for your own internal use and/or to send a single copy of one (1)  individual page of the Website to a third party for the sole and limited  purpose of informing that person about the services offered by H&I;  provided, however, that you will use such copies of the Website in accordance  with the terms set forth in these Terms of Use, and you will use your best  efforts to ensure that any party to whom you send a page of the Website uses  such page in accordance with these Terms of Use. This permission terminates  automatically if you breach any of these Terms of Use. Upon termination of this  permission, you must immediately destroy any copied or printed materials from the  Services. In no event may you duplicate, download, publish, modify or otherwise  distribute any material from the Services for any purpose other than those  expressly provided for herein without the express written consent of H&I.  You agree not to "frame" the content of the Services as any other  website or service for any purpose or in any manner unless specifically  authorized in writing to do so by H&I. Any unauthorized use of any material  contained on the Services may violate copyright laws, trademark laws, the laws  of privacy and publicity, and communications regulations and statutes   
3. Security. You acknowledge and agree that you will not violate, or attempt to  violate, the security of the Services or engage in any conduct that restricts  or inhibits any person from using or enjoying the Services, or that, in our  sole judgement, exposes us or any of our users, affiliates, or any other third  party to any liability, damages, or detriment of any type. Accordingly, and  without limitation, you agree that you will not  (i) access any data or materials located on the  Services which, by their nature, are not reasonably intended for your use or  access, (ii) log into any server or user account associated with the Services  which you are not authorized to access, (iii) transmit or relay through the  Services or any associated server any spam or other broadly disseminated unsolicited  e-mail, or use the Services or any associated server to "spoof" or  otherwise disguise or conceal the identity of the party originating any e-mail,  (iv) use the Services for any fraudulent or illegal purpose, (v) use the  Services or any associated server to e-mail, upload or otherwise transmit any  image, material or information which is unlawful, defamatory, tortious,  harassing, sexually explicit, or obscene,  (vi) probe, scan or test the Services or any associated server, or attempt to  probe, scan or test the Services or any associated server, to assess its  security features and procedures or to analyze security or authentication  measures without proper authorization, or (vii) interfere with, or attempt to  interfere with, any third party's use of the Services or any associated server,  including without limitation any introduction of a virus or other computer  program routine or engine that is intended to damage, destroy, disrupt or  otherwise impair the Services or any associated server or network, and any  effort to crash or disrupt the Services or any associated server or network by  means of a volume of service requests in excess of the capacity of the Services  or any associated server or network. Unauthorized access of or interference  with operation of computer system or network security may result in civil or  criminal liability. You acknowledge that H&I may investigate occurrences  which may involve such violations and report such violations to appropriate law  enforcement authorities.   
4. Restriction on Spidering. H&I strictly  prohibits the use of any automated means,  including, without limitation, any tool, program, engine, software, crawler,  robot, script, spider, or any other device or mechanism to harvest, mine,  compile, collect, or “scrape” any information from the Services, except for  purposes of indexing for inclusion in a public search engine, provided that,  for clarity, in no instance may such indexing be for the purpose of, or  otherwise be done in connection with, the development, facilitation or  operation of a large language model or any other generative artificial  intelligence product, service tool, technology or software.
5. Submissions. Any messages, notes,  suggestions, photographs, video clips or other material which you may submit to  H&I through or in connection with the Services ("Submissions"),  including through your use of any online forum or bulletin board available on the  Services, will become the exclusive property of H&I. Accordingly, you  acknowledge and agree that H&I shall have the right to a) publish any name  and/or location included in the Submissions, and b) edit and/or publish any  Submissions for any purpose, including without limitation promotional and  advertising purposes, in accordance with the terms of the Privacy Policy,  without compensation to you of any kind. You expressly release H&I and its  successors and assigns, and the respective shareholders, directors, officers,  members, managers, partners, employees, licensees, agents and representatives  of H&I and its successors and assigns, from all claims which you have or  may hereafter acquire in connection with the Submissions, including without  limitation any such claims for copyright infringement, invasion of privacy or  rights of publicity, defamation or any other cause of action arising out of the  production, editing, promotion, distribution, broadcast or exhibition of the  Submissions. In addition, you agree that (i) you will not transmit any  Submission to H&I which infringes upon the rights of any third party, (ii)  any Submission that you transmit to H&I shall be not in violation of any  third party's rights, offered in good faith, and not confidential, and (iii) to  the extent that any Submission which you transmit to H&I shall include any  copyrightable material, you represent and warrant that you are the owner of  such copyrightable material or have the right to grant H&I a license to use  such copyrightable material, and you hereby grant to H&I a perpetual,  irrevocable, royalty-free and worldwide license to use, reproduce, modify,  publish, edit, translate, distribute, perform, display and create derivative  works of such Submission in any media or medium, and in any form, format or  forum now known or hereafter developed. H&I shall have the right to  sublicense such rights through multiple tiers of sublicenses. You may not post  or transmit content (even if made in a joking, sarcastic or unintended manner)  that, at H&I’s sole discretion, damages H&I’s reputation; is offensive  to the online community, such as sexually explicit content, or content that  promotes obscenity, pedophilia, racism, bigotry, hatred or physical harm of any  kind against any group or individual; intimidates harasses or advocates  harassment of another person; involves the transmission of “junk mail,” “chain  letters,” or unsolicited mass mailing or “spamming”; or promotes illegal  activities or conduct that is abusive, threatening, obscene, or defamatory.
6. Disclaimer of Submission Content. You agree and understand  that by using the Services, you will be exposed to messages, notes,  suggestions, photographs, video clips, advertising or other material which  other parties may submit to H&I through or in connection with the Services  (“Submission Content”), and that H&I is not responsible for the accuracy,  usefulness, safety, or intellectual property rights of or relating to such  Submission Content. You further understand and acknowledge that you may be  exposed to Submission Content that is inaccurate, offensive, indecent, or  objectionable, and you agree to waive, and hereby do waive, any legal or  equitable rights or remedies you have or may have against H&I, its shareholders,  directors, officers, members, managers, partners, employees, licensees, agents  and representatives (as well as those of H&I’s successors and assigns),  related to Submission Content and other content on the Services.
7. Copyrights and Trademarks. All content, materials, images and other copyrightable material on the  Services, including without limitation text, graphics, button icons, audioclips  and software, are the property of H&I, its sponsors or business affiliates,  and their respective licensors, and are subject to U.S. and international  copyright laws. Except to the extent expressly permitted under applicable  copyright law, no copying or exploitation of the material from the Services is  permitted without the express written permission of H&I. You acknowledge  that you do not acquire any ownership rights in any of such copyrightable  material by virtue of having downloaded such material from the Services. All  copyrights not expressly granted hereunder are expressly reserved to H&I.  All trademarks, service marks, logos and trade names used on the Services are  proprietary to H&I or other respective owners that have granted H&I a  right and license for such use, and are protected by U.S. and international  trademark laws. In countries where any of the trademarks, service marks, logos  and trade names used on the Services are not registered, H&I claims other  rights associated with unregistered trademarks, service marks, logos and trade  names. No user of the Services is granted any rights to such trademarks,  service marks, logos or trade names. 
8. CERTAIN DISCLAIMERS. ACCESS TO THE SERVICES, AND ALL MATERIAL, CONTENT AND SERVICES  PROVIDED AT THE SERVICES, ARE PROVIDED ON AN "AS IS" BASIS.  ACCORDINGLY, H&I HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER  EXPRESS OR IMPLIED, RELATING TO THE SERVICES AND THE MATERIALS, CONTENT AND  SERVICES PROVIDED AT THE SERVICES, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES  OF TITLE OR OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY, OR  NONINFRINGEMENT, EXCLUSIVE OF ANY SUCH WARRANTIES WHICH ARE IMPLIED BY LAW AND  ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION. H&I DOES NOT  WARRANT THAT ANY MATERIAL OR INFORMATION PRESENTED AT THE SERVICES WILL BE  ENTIRELY ACCURATE OR RELIABLE, OR THAT THE SERVICES WILL BE UNINTERRUPTED,  ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. H&I DOES NOT  WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE SERVICES OR  RESULTS WHICH MAY BE OBTAINED FROM SUCH USE. YOU SHOULD VERIFY ANY INFORMATION  OBTAINED FROM THE SERVICES BEFORE ACTING UPON IT. APPLICABLE LAW MAY NOT ALLOW  THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO  YOU IN WHOLE OR IN PART. IN ADDITION, WHILE H&I ENDEAVORS TO PROTECT THE  SERVICES FROM INFILTRATION BY COMPUTER VIRUSES, WORMS, TROJAN HORSES OR OTHER  SIMILAR DESTRUCTIVE CODE PRODUCED BY THIRD PARTIES, H&I CAN NOT PROVIDE ANY  ASSURANCE THAT THE SERVICES WILL REMAIN FREE OF INFECTION FROM ANY SUCH  DESTRUCTIVE CODE. ACCORDINGLY, ALL USERS OF THIS SERVICES ARE RESPONSIBLE FOR  IMPLEMENTING ADEQUATE PROTECTIONS FOR THEIR OWN COMPUTER SYSTEMS, INCLUDING  APPROPRIATE FIRE WALLS, ANTIVIRUS SOFTWARE, AND DATA RECOVERY PROCEDURES. ALL  USERS OF THE SERVICES EXPRESSLY ACKNOWLEDGE THAT THEY SHALL HOLD H&I  HARMLESS FROM ANY LOSS, COST, DAMAGE, LIABILITY OR EXPRESS WHICH ANY OF SUCH  USERS MAY SUFFER OR INCUR AS A RESULT OF THE PRESENCE OF ANY SUCH DESTRUCTIVE  CODE AT THE SERVICES.
9. ENDORSEMENT DISCLAIMER. THE SERVICES MAY CONTAIN LINKS TO OTHER WEBSITES AND SERVICES WHICH ARE  NEITHER RELATED TO NOR MAINTAINED BY H&I. THESE LINKS ARE PROVIDED AS A  SERVICE TO THE USERS OF THE SERVICES, AND SHOULD NOT BE CONSTRUED AS H&I'S  SPONSORSHIP OR ENDORSEMENT OF ANY SUCH LINKED WEBSITE OR SERVICE. H&I DOES  NOT MONITOR THE CONTENT OF ANY SUCH WEBSITE OR SERVICE AND IS NOT RESPONSIBLE  FOR THE CONTENT OF SUCH WEBSITES OR SERVICES. ACCORDINGLY, USERS OF THE SERVICES  USE SUCH LINKS AT THEIR OWN RISK. 
10. LIMITATION OF LIABILITY. YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR OWN  RISK. UNDER NO CIRCUMSTANCES, INCLUDING WITHOUT LIMITATION THE NEGLIGENCE OF  ANY PARTY, SHALL H&I BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL,  SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES BASED UPON OR RESULTING FROM ANY  INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OPINIONS PROVIDED ON THE SERVICES,  OR THE USE, OR THE INABILITY TO USE, THE SERVICES, EVEN IF H&I OR AN  AUTHORIZED REPRESENTATIVE OF H&I SHALL HAVE BEEN ADVISED OF THE POSSIBILITY  OF SUCH DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT H&I IS NOT  LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SERVICES.  IF YOU ARE DISSATISFIED WITH THE SERVICES OR WITH THESE TERMS OF USE, YOUR SOLE  AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICES. NOTWITHSTANDING  ANYTHING TO THE CONTRARY CONTAINED IN THESE TERMS OF USE, IN NO EVENT SHALL H&I'S  TOTAL LIABILITY TO YOU FOR ANY DAMAGES, LOSSES, CLAIMS AND CAUSES OF ACTION,  WHETHER IN CONTRACT, TORT, NEGLIGENCE OR OTHERWISE, EXCEED ONE HUNDRED DOLLARS  ($100.00). SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL  OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO  YOU   . 
11. Indemnification. You agree to indemnify and hold H&I, its affiliates, and their  respective employees, contractors, officers, directors, and agents (the  "Indemnified Parties") harmless from and against any loss, cost,  damage, liability or expense which any of them may suffer or incur as a result of  your use of the Services in violation of these Terms of Use, or your  infringement of any intellectual property right of any third party. You also  agree to indemnify and hold the Indemnified Parties harmless to the fullest  extent allowed by law regarding all matters otherwise related to your use of the  Services.  
12. Procedure for Making Claims of Copyright Infringement. If you believe that you have a claim of copyright infringement based  upon any material accessible on or through the Services, notice of such claim  should be submitted in writing to H&I's designated copyright agent as follows:
Address:
Bess Morgan
Loeb & Loeb
35 Music Square East
Nashville, TN 37203
                                 E-mail:
[email protected]
                                 Telephone:
(615) 749-8314
13. Changes and Suspensions. H&I reserves the right to change these Terms of Use, in our sole discretion, at any time. All changes are effective immediately when we post them. If you continue to use the Services after we post the revised and/or updated Terms, such use means that you accept and agree to the revisions and/or updates. The date these Terms were last revised and/or updated is identified at the top of this page.
H&I reserves the right to modify, interrupt, and cease all or part of the Services at any time, without notice, and in our sole discretion, for any or no reason. Without limitation, we also have the right to monitor, review, edit, remove, delete, disable, refuse, restrict, and terminate access to the Services (in whole or in part) at any time, without prior notice and in our sole discretion, for any or no reason.
13. Miscellaneous Provisions. These Terms of Use shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any principles of conflicts of law. If any provision hereof shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use, and shall not affect the validity and enforceability of any remaining provisions hereof. The rights to use the Services granted to you hereunder are personal to you and are not subject to transfer or assignment. Any claim relating to the Services or its use shall be subject to the exclusive jurisdiction of the federal and state courts located in Illinois, and by your use of the Services you submit yourself to the personal jurisdiction of such courts.
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